Important Announcement:

We are at that time of the year again when covered Employees/Retirees and their eligible Dependents will be able to make a decision based on which medical plans offered by the Fund are right for them.

The Open Enrollment period will commence on October 14, 2008 and end on November 14, 2008. Elections made during the Open Enrollment period will become effective on January 1, 2009 and remain in effect until the end of Calendar Year 2009, provided you remain eligible to participate.

A Plan Participant who does not make any change during the Open Enrollment period will automatically retain his or her present coverage until the next Open Enrollment period.

During the Calendar Year 2009, changes to your healthcare coverage can only be made under the following circumstances:

  1. There is a change in the family status during the year (birth, death, marriage, divorce, adoption). Please make changes within 30 days of life event change.
  2. The Employee or Spouse has taken a leave of absence or had a change in employment status.
  3. Termination of coverage due to loss of a spouse's employment.
  4. There has been a significant change in the spouse's health insurance coverage.
  5. Retired employees may change plans once in a twelve (12) month period or during open enrollment.

Under the provisions of New Jersey "Overage Dependent Children up to 30" law, certain qualified over age children may elect coverage under the fully insured plans offered by the Fund (Aetna and Health Net) from the time their dependent coverage eligibility would normally end until their 30th birthday. The covered parent is responsible for the full cost of this extended coverage and will be billed directly on a monthly basis.

The plans offered by the Fund were amended to comply with the New Jersey Civil Union Law effective February 19, 2007. The definition of "spouse" under the plans now includes civil union partners.